klarapay

What’s your @klarapay?

Send money.Not account numbers.

Keep your bank. Keep your MoMo. Use one identity to pay and get paid.

Your money stays in the bank and mobile money accounts you already have.

@

Verified identity

ama@klarapay

Ecobank ·· 8830MTN MoMo ·· 4421

One name, both accounts

A hand holding a phone showing a Klarapay payment to ama@klarapay, Ama Mensah verified, GH₵500.00 from Ecobank, ready to confirm.

Your bank, your mobile money, your cards.All behind one name people can pay.

Your accounts can change.Your identity stays.

Switch bank. Switch network. The identity people use to pay you never changes.

  • One Klarapay ID above every account you already have
  • Change the account behind it whenever you want
9:41

Your identity

klarapayYour Klarapay IDkofi@klarapayStays the same

Receives into

Change any time

  • MTN MoMo•••• 4421
  • Ecobank•••• 8830
  • Stanbic•••• 1174

Move the account behind it whenever you want. kofi@klarapay never changes.

Ask for a name, not a number

What's your@klarapay?

Money should know who it is going to.

  • kofi@klarapay
  • joy@klarapay
  • ama@klarapay

One identity. Any bank or mobile money account behind it.

Send money. Not account numbers.

Pay anyone in three moves.

No bank details, no network choice, no account numbers. Klarapay works out how the money gets there.

  1. 01RecipientType a Klarapay ID. We show you the verified person behind it.
  2. 02AmountPick the amount and the account it leaves from.
  3. 03ConfirmDevice unlock or PIN. The receipt names the person you paid.
9:41

Pay to

Step 1 of 3
AMAma Mensahama@klarapay

Verified Klarapay ID. You have not paid this person before.

AmountGH₵500.00
Paying fromMTN MoMo •••• 4421
Continue

Share a name, not an account number

Get paid withone identity.

  • 01Share one thingYour Klarapay ID or your code. Never an account number again.
  • 02They pay the personYour name shows up verified before they confirm anything.
  • 03It lands where you choseStraight into your receive-into account. Klarapay never holds it.
Scan to pay me
kofi@klarapay

Kofi Mensah

Receiving intoEcobank •••• 8830
Copy IDShare code
Security

Know exactly what is about to happen.

Every payment shows the person, the amount and the account it leaves, before anything moves.

  • You see who you are paying

    Name and verified Klarapay ID before you confirm.

  • You are warned about first-time recipients

    A new Klarapay ID is flagged, not hidden.

  • You always know the source

    The account the money leaves is shown on the payment.

  • Your device confirms it

    Confirmation happens on your phone. No PIN is ever shared.

Getting paid should notcreate more work.

Know who paid, what they paid for, and match it automatically. No screenshots, no searching statements.

Klarapay Business

INV-20481

Ama's Coffee

GH₵4,250

  1. GH₵4,250 arrived09:14
  2. Paid by ama@klarapayVerified
  3. Matched to INV-20481Exact
  4. Into Ecobank ·· 8830Settled
Every payment matched to a name and a reference
What’s your @klarapay?

One identity.All your money.

Keep your bank and mobile money where they are. Share one name and let people pay you by it.

Coming soon on